How to Transfer Money from Netspend to PayPal

Last Updated on August 21, 2023 by Jerome Donovan

With over 430 million active users, PayPal is a popular app for online and mobile transactions. One of its global partnerships is with Netspend, a payment company that offers a prepaid card. So, yes, if you are a Netspend customer, you can transfer money from Netspend to PayPal and even add funds to your PayPal card at various Netspend Reload spots across the country. Read on to discover the steps to connect Netspend with PayPal.

<strong>Key Takeaways</strong>
  • PayPal and Netspend have a partnership allowing Netspend users to transfer money to PayPal.
  • Users can link their Netspend card to PayPal and, once verified, transfer funds between the two.
  • PayPal users can top up at 130,000 Netspend Reload locations. No fees are charged by PayPal for Netspend transfers.
  • In the U.S., Netspend gift cards with major logos (e.g., Visa, MasterCard) are accepted by PayPal.

Can You Connect Netspend to PayPal?

As explained earlier, you can transfer money from Netspend to PayPal. Netspend is a popular U.S. company that provides prepaid Visa and MasterCard debit cards to millions of Americans. These cards can be used for everyday purchases, bill payments, and even transferring money to mobile services like PayPal.

Netspend also offers special cards like gift cards and travel cards. They’ve even partnered with PayPal, making it easier for users to move funds between accounts. And if you’re wondering about reloading your Netspend card, it’s straightforward with options like direct deposits or using cash, though a small fee might apply.


How to Transfer Money from Netspend to PayPal

How to Transfer Money from Netspend to PayPal

As a Netspend user, you can transfer money from Netspend to PayPal account. Follow these steps:

  1. Connect your Netspend card to PayPal using its account and routing numbers.
  2. Treat your Netspend card like a bank account when linking to PayPal.
  3. After connecting, verify your Netspend on PayPal.
  4. Once verified, you can add funds to PayPal from Netspend.

Alternatively, you can send yourself a “Request” for money via PayPal. Once you get the request email, you then pay with your Netspend card.

PayPal might not let you add money with a regular credit or debit card.


How Does Netspend and PayPal Work?

PayPal, while having its own range of MasterCard prepaid cards, has a strong collaboration with debit card providers, especially Netspend. If you’re a PayPal user, you can easily top up your prepaid card balance at any of the 130,000 Netspend Reload Network locations across the country. These reload spots are conveniently located at grocery stores, gas stations, and even places like MoneyGram and Western Union.

On the flip side, if you’re a Netspend cardholder, you’re not left out. You can also use PayPal to top up your card. To do this, simply link your Netspend card to your PayPal account. Head over to the PayPal website, navigate to the wallet section, and follow the prompts to link your debit or credit card. Once linked, transferring funds is a breeze.

PayPal does not charge any fees on Netspend users for this service. Typically, the funds reflect in your Netspend account within two to three business days.

PayPal often rolls out special offers and cash-back rewards for its prepaid MasterCard users, courtesy of Netspend. So, keep an eye on those reward offers that PayPal sends based on your shopping patterns.

What is the PayPal Netspend Card?

If you are in the U.S. and a place accepts PayPal, you can use gift cards with logos like Visa, MasterCard, American Express, or Discover. This includes Netspend gift cards. However, PayPal mentions that specific store gift cards without these logos won’t work.


All that said, you can transfer money from Netspend to PayPal by linking the two accounts. Once linked, you can add funds to Netspend through PayPal, either online or at many locations across the country. Best of all, PayPal won’t charge you any fees for these transactions.


  • Can I transfer money to my debit card? PayPal
  • Netspend FAQs. Netspend

Read alsoHow to Get Money Off Netspend Account Without Card

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